Frequently asked questions

Envelope budgeting is a method where you allocate your income into specific categories (envelopes) like groceries, dining, or savings. When an envelope is empty, you stop spending in that category. It's simple, visual, and incredibly effective.

Absolutely! Hearth works great for solo budgeting too. The partner feature is there when you're ready, but it's completely optional.

Hearth is a mobile app available on iOS and Android. The marketing site and financial tools are accessible from any browser.

Yes! The free tier gives you 1 envelope, partner sharing, and unlimited transactions, forever. No trial period, no credit card required.

Premium unlocks unlimited envelopes so you can budget every category of your life. It's $2/month or $12/year (save 50%).

Yes. Cancel your Premium subscription anytime from your app settings. You'll keep Premium features until the end of your billing period, then seamlessly drop back to Free.

Yes. Hearth uses industry-standard encryption for all data in transit and at rest. We never store bank credentials. You manually log transactions, so there's nothing for hackers to steal.

No. Hearth is intentionally manual. You log expenses yourself, which research shows actually improves spending awareness. No bank connections means no security risk.

From the app settings, tap 'Invite Partner' to generate a secure link. Share it with your partner via text or email. They sign up, tap the link, and instantly join your shared budget.

Yes. Transparency is core to Hearth. Both partners see all envelopes and transactions. There are no hidden accounts or secret spending categories.