Free financial tools
Plan smarter, budget better. Use our free calculators to make informed financial decisions.
Compound Interest Calculator
See how your investments grow over time with the power of compound interest. Enter your starting amount, monthly contributions, and watch your money multiply.
Try it free →RSP Tax Savings Calculator
See how much you'll get back in taxes from your RSP contributions. Enter your income and contribution to calculate your refund.
Try it free →Take-Home Pay Calculator
Enter your gross salary and see your estimated net pay after taxes, CPP, EI, and other deductions. Know exactly what hits your account.
Try it free →50/30/20 Budget Calculator
Enter your income and instantly see how to split it between needs, wants, and savings using the popular 50/30/20 rule.
Try it free →Envelope Budget Planner
Try envelope budgeting right in your browser. Create categories, allocate funds, and see how it all adds up.
Try it free →Love these tools?
Hearth puts envelope budgeting on autopilot, for both of you.