The Hearth Blog

Tips, guides, and stories about budgeting together.

How to Start an Emergency Fund in Canada
savings emergency-fund

How to Start an Emergency Fund in Canada

Learn how to build an emergency fund that helps you sleep better at night. Start small and automate your way to financial security.

Feb 9, 2026
How the 50/30/20 Rule Works in Canada
budgeting 50-30-20

How the 50/30/20 Rule Works in Canada

The 50/30/20 budgeting rule is simple, elegant, and proven. Learn how to apply it to your Canadian income and lifestyle.

Feb 6, 2026
What Is Envelope Budgeting? A Simple Guide for Couples
budgeting envelope-method

What Is Envelope Budgeting? A Simple Guide for Couples

Envelope budgeting is one of the simplest, most effective ways to manage money, especially when you're doing it with a partner.

Feb 3, 2026