The Hearth Blog

Tips, guides, and stories about budgeting together.

How to Start an Emergency Fund in Canada
savings emergency-fund

How to Start an Emergency Fund in Canada

Feb 9, 2026
How the 50/30/20 Rule Works in Canada
budgeting 50-30-20

How the 50/30/20 Rule Works in Canada

The 50/30/20 budgeting rule is simple, elegant, and proven. Learn how to apply it to your Canadian income and lifestyle.

Feb 6, 2026
What Is Envelope Budgeting? A Simple Guide for Couples
budgeting envelope-method

What Is Envelope Budgeting? A Simple Guide for Couples

Envelope budgeting is one of the simplest, most effective ways to manage money, especially when you're doing it with a partner.

Feb 3, 2026