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The Hearth Blog

Tips, guides, and stories about budgeting together.

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best-apps envelope-method

The Best Envelope Budgeting Apps in 2026 (Digital Cash Stuffing)

Envelope budgeting, also called cash stuffing, works even better without the cash. These are the five best envelope budgeting apps in 2026, from couples-first to open source.

Jul 8, 2026

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comparisons envelope-method

Goodbudget vs Hearth Budget: Digital Envelopes, With or Without Bank Sync

Goodbudget and Hearth Budget are both digital envelope budgeting apps. The biggest difference is bank sync: Goodbudget doesn't have it, Hearth does, with a review inbox.

Jul 8, 2026

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best-apps canada

The Best Budgeting Apps in Canada (2026)

Many popular budgeting apps are built for the US first, with patchy Canadian bank support. Here are the best budgeting apps that actually work in Canada in 2026.

Jul 7, 2026

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comparisons envelope-method

YNAB vs Hearth Budget: Envelope Budgeting With Less Homework

YNAB and Hearth Budget share the same envelope budgeting DNA. The difference is how much work each one asks of you, and who it expects to be doing it.

Jul 7, 2026

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best-apps apps

The 5 Best Mint Alternatives in 2026 (Now That Mint Is Really Gone)

Mint shut down in March 2024 and Credit Karma never replaced it. Here are the five best Mint alternatives in 2026, from the most Mint-like to the ones that fix what Mint got wrong.

Jul 6, 2026

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comparisons couples

Monarch Money vs Hearth Budget: Which Is Better for Couples?

Monarch Money is a powerful all-in-one finance dashboard. Hearth Budget is envelope budgeting built for couples. Here's an honest look at which one fits you.

Jul 6, 2026

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best-apps couples

The 5 Best Budgeting Apps for Couples in 2026

The best budgeting apps for couples give both partners a shared real-time view, let both of you act, and work whether your accounts are joint or separate. Here are the five worth your time in 2026.

Jul 5, 2026

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budgeting envelope-method

Zero-Based vs Envelope Budgeting: Which Method Fits You?

Zero-based budgeting and envelope budgeting are close cousins, not rivals. Here's how each method works, how they differ, and which one fits you and your partner.

Jul 5, 2026

Net Worth is Vanity, Cash Flow is Sanity
budgeting psychology

Net Worth is Vanity, Cash Flow is Sanity

Why tracking net worth is vanity, and cash flow is sanity. Learn how the psychology of envelope budgeting can help you win the month.

Mar 8, 2026