The Hearth Blog
Tips, guides, and stories about budgeting together.
Money Conversations to Have Before Moving In Together
Move in with confidence. Here are the 4 money conversations every couple should have before sharing an apartment.
Mar 2, 2026
Should Couples Have Joint or Separate Bank Accounts?
Explore joint vs. separate accounts, hybrid approaches, and why your budgeting system matters more than your account structure.
Feb 27, 2026
How to Split Bills Fairly When You Earn Different Salaries
50/50 bill splitting sounds fair until it isn't. Here are three methods couples use to split expenses in a way that actually feels equitable.
Feb 24, 2026
How to Budget as a Couple Without Fighting About Money
Money is one of the top sources of conflict for couples. Here's how to build a shared budget that brings you closer instead of driving you apart.
Feb 21, 2026
10 Ways to Save $500/Month
Save $500 a month? It sounds like a lot-until you realize it's just $16/day. Here are 10 simple, proven ways to get there.
Feb 18, 2026
How Much Is Your Paycheque Actually Worth? Ontario vs. Alberta
Alberta's lower taxes sound tempting, but is your take-home pay really higher? Let's break down the real numbers.
Feb 15, 2026
What Tax Refund Will I Get from My RSP Contribution?
Discover how much tax refund you'll get from your RRSP contribution. Learn about marginal tax rates, calculate your exact refund, and maximize your savings.
Feb 12, 2026
How to Start an Emergency Fund in Canada
Learn how to build an emergency fund that helps you sleep better at night. Start small and automate your way to financial security.
Feb 9, 2026
How the 50/30/20 Rule Works in Canada
The 50/30/20 budgeting rule is simple, elegant, and proven. Learn how to apply it to your Canadian income and lifestyle.
Feb 6, 2026